Post Office's Monthly Income Scheme will give you Rs. 5100 per month

Investing in Post Office's Monthly Income Scheme will give you Rs. 5100 per month, find out what the plan is 2020.


Investing in a post office scheme is considered very safe. If you are thinking of opening an account at a post office, you can invest in a National Savings Monthly Income Account. The customer can get a guaranteed Rs. 5100 per month by opening a savings account. Investing in a Post Office is considered safe because it is run by the government. This account can be opened by visiting any post office.

A minimum of Rs.1000 can be deposited
Now the question is, how and how much to invest in National Savings Monthly Income Scheme so that this guaranteed amount can be obtained. In fact, a minimum of Rs.1000 can be deposited in this scheme, which can later be increased to a multiple of Rs.1000. People under the age of 10 can also invest in it. The minor's account can be managed by his parents.

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A maximum investment of Rs 9 lakh can be made
Individually, a maximum of Rs 9 lakh can be invested in this scheme as a joint of Rs 4.5 lakh. The maturity period in the scheme is fixed at five years. If you want to withdraw money before maturity, the account also gets the facility after one year.

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The interest rate will be 6.6 per cent
The scheme is currently offering interest at 6.6 per cent. Assuming that the husband and wife can invest 9 lakh (4.5 and 4.5) in it under a joint account. So they will earn Rs 61,200 at an annual rate of 6.6 per cent. That is, if you get an interest of Rs 5,100 per month. 

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The special thing is, you will get payout facility from the first month of investing.